Michelacci and Schivardi state there has been a rise in the number of self-employed people with a baccalaureate degree. However, their findings also show that those who are self-employed and possess a graduate degree has remained consistent throughout time at about 33 percent. They briefly mention those famous entrepreneurs like Steve Jobs and Mark Zuckerberg who were college dropouts, but they call these cases all but exceptional as it is a pattern that many entrepreneurs view formal education as costly, mainly because of the time that needs to be spent on it. Michelacci and Schivardi believe that in order for an individual to reach the full success they need to have education beyond high school. Their research shows that the higher the education level the greater the success. The reason is that college gives people additional skills that can be used within their business and to operate on a higher level than someone who only "runs" it.
So is that what it takes to be a “faith-based” organization now? In some ways, it appears that these businesses get the best of all worlds: an ability to proselytize to employees and inject their biblical worldview, but without the onus that true ministries have to actually improve the lot of the poor. Instead, they not only get to build their profit for their own comfort, but receive the benefit of tax write offs for giving parts of those profits to true faith-based organizations, who also then do not have to pay taxes because they are religious organizations and non-profits.
The internet is the great equalizer. In business specifically, it has leveled the playing field. Anyone can start a money-making online business—anyone with a computer, that is. But here’s the thing: virtually no technical experience is needed. Today there are plenty of tools you can use to build an online business that makes the technical work a lot easier than it was in the past.